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# LEAD Conveyancing: Property Lawyers and Conveyancers Australia

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## Posts
- [Buying or Selling Property After 1 July 2026? Here's Why We Now Have to Verify Your Identity](https://leadconveyancing.com.au/buying-or-selling-property-after-1-july-2026-heres-why-we-now-have-to-verify-your-identity/)
- [Property Lawyer Secrets Did you know that debt transfers to you](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/property-lawyer-secrets-did-you-know-that-debt-transfers-to-you/)
- [As a seller, WHEN exactly do you need to engage with a conveyancer?](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/as-a-seller-when-exactly-do-you-need-to-engage-with-a-conveyancer/)
- [What are Prescribed Documents for Sellers? And why do you need one](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/what-are-prescribed-documents-for-sellers-and-why-do-you-need-one/)
- [How we make BULLET proof contracts for sellers - and why you should care](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/how-we-make-bullet-proof-contracts-for-sellers-and-why-you-should-care/)
- [My 3 Secret Property Lawyer Tips for Sellers](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/my-3-secret-property-lawyer-tips-for-sellers/)
- [Got a buyer? GREAT. How we BIND sellers fairly to the full extent of the law](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/got-a-buyer-great-how-we-bind-sellers-fairly-to-the-full-extent-of-the-law/)
- [Did you know, the first 3 people that inspect your property are most likely to buy](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/did-you-know-the-first-3-people-that-inspect-your-property-are-most-likely-to-buy/)
- [So… what exactly does a Sellers Conveyancer do?](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/so-what-exactly-does-a-sellers-conveyancer-do/)
- [Need a contract drafted? We can help. Here is the process to draft a document](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/need-a-contract-drafted-we-can-help-here-is-the-process-to-draft-a-document/)
- [Why our Contracts are the best in NSW](https://leadconveyancing.com.au/guide/nsw-sellers-guide-articles/why-our-contracts-are-the-best-in-nsw/)
- [Special Conditions - what are they and why you should be careful](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/special-conditions-what-are-they-and-why-you-should-be-careful/)
- [Did you know - debt transfers to you? That's why we order search certificates](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/did-you-know-debt-transfers-to-you-thats-why-we-order-search-certificates/)
- [As a Buyer, WHEN exactly do you need to engage with a conveyancer](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/as-a-buyer-when-exactly-do-you-need-to-engage-with-a-conveyancer/)
- [Real estate agents are NOT your friend - they represent the seller!](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/real-estate-agents-are-not-your-friend-they-represent-the-seller/)
- [So… what exactly does a Buyers Conveyancer do?](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/so-what-exactly-does-a-buyers-conveyancer-do/)
- [How to choose the RIGHT conveyancing lawyer for your property purchase](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/how-to-choose-the-right-conveyancing-lawyer-for-your-property-purchase/)
- [Free Contract Reviews - Why you should hate them!!! And why you SHOULD pay for them](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/free-contract-reviews-why-you-should-hate-them-and-why-you-should-pay-for-them/)
- [How exactly a Conveyancing Lawyer protects you](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/how-exactly-a-conveyancing-lawyer-protects-you/)
- [3 things you need to do before bidding at auction](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/3-things-you-need-to-do-before-bidding-at-auction/)
- [Why you ABSOLUTLEY need a Contract Review](https://leadconveyancing.com.au/guide/nsw-buyers-guide-articles/why-you-absolutley-need-a-contract-review/)
- [Got a buyer? How to LOCK THEM IN to their purchase to the full extent of the law](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/got-a-buyer-how-to-lock-them-in-to-their-purchase-to-the-full-extent-of-the-law/)
- [3 things you need to do BEFORE buying your property](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/3-things-you-need-to-do-before-buying-your-property/)
- [As a seller WHEN exactly do you need to engage with a conveyancing solicitor](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/as-a-seller-when-exactly-do-you-need-to-engage-with-a-conveyancing-solicitor/)
- [What does a seller need to disclose to a buyer in Queensland](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-does-a-seller-need-to-disclose-to-a-buyer-in-queensland/)
- [Top 3 ways Buyers can get away and steps to prevent them](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/top-3-ways-buyers-can-get-away-and-steps-to-prevent-them/)
- [Property Lawyer Advice Three things you need to do before selling your property](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/property-lawyer-advice-three-things-you-need-to-do-before-selling-your-property/)
- [My 3 Secret Property Lawyer Tips for Sellers](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/my-3-secret-property-lawyer-tips-for-sellers/)
- [Need a contract drafted Normally an agent does this but WHY you might consider having a Conveyancing](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/need-a-contract-drafted-normally-an-agent-does-this-but-why-you-might-consider-having-a-conveyancing/)
- [What exactly does a Sellers Conveyancing Lawyer do](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-exactly-does-a-sellers-conveyancing-lawyer-do/)
- [Property Lawyer Secrets Do you know who the Real Estate Agent actually represents](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/property-lawyer-secrets-do-you-know-who-the-real-estate-agent-actually-represents/)
- [What exactly does a Sellers Conveyancer do?](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/what-exactly-does-a-sellers-conveyancer-do/)
- [As a seller, WHEN exactly do you need to engage with a conveyancer](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/as-a-seller-when-exactly-do-you-need-to-engage-with-a-conveyancer/)
- [What is a Section 32 for Sellers? And why do you need one](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/what-is-a-section-32-for-sellers-and-why-do-you-need-one/)
- [How we make BULLET proof contracts for sellers and why you should care](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/how-we-make-bullet-proof-contracts-for-sellers-and-why-you-should-care/)
- [Three things you need to do before selling your property](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/three-things-you-need-to-do-before-selling-your-property/)
- [My 3 Secret Property Lawyer Tips for Sellers](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/my-3-secret-property-lawyer-tips-for-sellers/)
- [Got a buyer? How we BIND sellers fairly to the full extent of the law](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/got-a-buyer-how-we-bind-sellers-fairly-to-the-full-extent-of-the-law/)
- [The first 3 people that inspect your property are most likely to buy](https://leadconveyancing.com.au/guide/vic-sellers-guide-articles/the-first-3-people-that-inspect-your-property-are-most-likely-to-buy/)
- [Did you know real estate agents are NOT your friend they represent the seller](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/did-you-know-real-estate-agents-are-not-your-friend-they-represent-the-seller/)
- [Did you know debt transfers to you? That's why we order search certificates](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/did-you-know-debt-transfers-to-you-thats-why-we-order-search-certificates/)
- [Special Conditions - what are they and why you should be careful](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/special-conditions-what-are-they-and-why-you-should-be-careful/)
- [So what exactly is a search certificate and why should I care](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/so-what-exactly-is-a-search-certificate-and-why-should-i-care/)
- [As a Buyer, WHEN exactly do you need to engage with a conveyancer](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/as-a-buyer-when-exactly-do-you-need-to-engage-with-a-conveyancer/)
- [Property Lawyer Secrets - 3 things you need to do BEFORE buying property](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/property-lawyer-secrets-3-things-you-need-to-do-before-buying-property/)
- [What exactly does a Buyers Conveyancer do](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/what-exactly-does-a-buyers-conveyancer-do/)
- [How to choose the RIGHT conveyancing lawyer for your property purchase](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/how-to-choose-the-right-conveyancing-lawyer-for-your-property-purchase/)
- [Free Contract Reviews - Why you should pay them](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/free-contract-reviews-why-you-should-pay-them/)
- [How exactly a Conveyancing Lawyer protects you](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/how-exactly-a-conveyancing-lawyer-protects-you/)
- [Why do you ABSOLUTELY need a Contract Review](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/why-do-you-absolutely-need-a-contract-review/)
- [3 Crucial things to do before you go to auction](https://leadconveyancing.com.au/guide/vic-buyers-guide-articles/3-crucial-things-to-do-before-you-go-to-auction/)
- [What should I do before I sign a contract?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-should-i-do-before-i-sign-a-contract)
- [What I tell to all first home buyers for their first purchase](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-i-tell-to-all-first-home-buyers-for-their-first-purchase)
- [As a Buyer, WHEN exactly do you need to engage with a conveyancer?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/as-a-buyer-when-exactly-do-you-need-to-engage-with-a-conveyancer)
- [What exactly does a Buyers Conveyancing Lawyer do?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-exactly-does-a-buyers-conveyancing-lawyer-do)
- [Cheap vs. High cost vs. Sweet spot - How to choose the RIGHT conveyancing lawyer for your property](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/cheap-vs-high-cost-vs-sweet-spot-how-to-choose-the-right-conveyancing-lawyer-for-your-property)
- [Special Conditions - What are they and why you should be careful](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/special-conditions-what-are-they-and-why-you-should-be-careful)
- [Are you from interstate? Here are the differences between buying property in QLD and other states](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/are-you-from-interstate-here-are-the-differences-between-buying-property-in-qld-and-other-states)
- [What does Buyer Beware mean?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-does-buyer-beware-mean)
- [We Have Moved](https://leadconveyancing.com.au/we-have-moved-2023/)
- [Does Queensland have paper certificates of title?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/does-queensland-have-paper-certificates-of-title/): Queensland no longer uses paper certificates of title. All title records are now electronic. What this means is that you will not have a paper certificate of title when you own a property in Queensland.
- [When do I need to obtain insurance on a property in Queensland?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/when-do-i-need-to-obtain-insurance-on-a-property-in-queensland/): Under most Queensland contracts you will need to obtain insurance on the property from the first business day after the contract date. This will include for vacant land as you will still need to obtain public liability insurance. Most insurers will generally issue a cover note to cover you until settlement, with some even offering this free of charge until settlement.
- [Are identity requirements different in Queensland from other States?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/are-identity-requirements-different-in-queensland-from-other-states/): With the availability of electronic conveyance identity requirements across all States have become more standardised. What this means is that the requirements for how you confirm your identity should be the same across all States.
- [Is it common to buy or sell at auction in Queensland?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/is-it-common-to-buy-or-sell-at-auction-in-queensland/): It is more common to buy or sell property via a real estate agent or private treaty than it is to buy or sell at auction in Queensland. You can still buy or sell by auction in Queensland and you should speak to the real estate agent on which method would be best for you.
- [When I purchase in Queensland, is it different to purchasing in other Australian States?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/when-i-purchase-in-queensland-is-it-different-to-purchasing-in-other-australian-states/): Queensland is a buyer beware State which means it is up to you when you buy to make sure the property is the right property for you. The seller has very limited requirements when it comes to having to disclose matters to you and you will need to do more searches or investigations to make sure you are not purchasing a lemon. A solicitor can help you to identify what you need to look out for when purchasing a property in Queensland.
- [What happens if the buyer cannot settle on time?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-happens-if-the-buyer-cannot-settle-on-time/): Like any contracts, once signed, both parties have an obligation to settle the contract by the appointed date. If the buyer is not able to do so, then generally you as the seller can enforce your rights against the buyer. This means that you would be able to claim penalty interest and damages caused by the buyer due to the delay or even terminate the contract. You can only claim reasonably foreseeable loss when claiming any damages and have an obligation to mitigate loss when making a claim.
- [What happens if I am not able to sign the contract myself?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-happens-if-i-am-not-able-to-sign-the-contract-myself/): If you are not available to sign the contract, because you are travelling for work or is otherwise predisposed, you can nominate another person to sign the contract on your behalf. You can consider creating a power of attorney document that allows your representative to sign the contract on your behalf. If you choose this option, you should discuss with your conveyancing lawyer your options to come to an appropriate arrangement and they may also be able to draft for you a general non-enduring power of attorney for your convenience.
- [What happens when the property is passed in?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-happens-when-the-property-is-passed-in/): However, if the reserve price is not met and the auction sale is passed in, you can also negotiate with the next highest bidder to come to a mutually agreeable purchase price. If your property is sold to the next highest bidder, then the contract would still be an unconditional one and not subject to the cooling off right. If you do not come to an agreeable price with the next highest bidder, then the auction would have failed, and you’ll have to continue advertising the property for sale via other means. You should discuss with your real estate agent the real prospect of the sale. Depending on the market trend at the time, you can also consider withdrawing the property from the market temporarily until you are able to sell it at your preferred sale price.
- [What is the reserve price in an auction sale?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-is-the-reserve-price-in-an-auction-sale/): The reserve price is a price that you set and inform the auctioneer. The auction will not be successful unless the bidders have given bids that are higher than the reserve price. Hence, it is important that you set a reasonable reserve price taking into consideration that if it is too low, you may not be getting the right price for the property, and that if it is too high, your efforts in advertising the property for sale at auction could be wasted.
- [What is the difference between a sale by private treaty to a sale by auction?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-is-the-difference-between-a-sale-by-private-treaty-to-a-sale-by-auction/): A sale by private treaty is no different to asking for and accepting private offers to purchase the property. It is a common form of sale where any potential buyers can make offers to you at any time, you can consider each as they are made and determine if you have obtained the best offer. If you accepted an offer under private treaty and have followed through to sign the contract, you will not be able to easily walk away from the contract once it is fully formed. If you have allowed the buyer to negotiate conditional clauses into the contract (e.g.: conditional on finance), only the buyer would be able to walk away from the contract on those conditional clauses unless they do not give notice in time under those clauses. You will be limited to your rights to exit the contract once it is signed. 
- [What is an owner-built property and am I an owner builder?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-is-an-owner-built-property-and-am-i-an-owner-builder/): An owner-built property is a property that is either fully or partially built by the owner of the property itself. The owner does not have to be a registered builder to be an owner-builder. There are additional disclosure requirements applicable if you are an owner builder. Hence it is very important that you tell your conveyancing lawyer whether you have renovated or built any part of the property. You may be considered an owner builder even if you have engaged private contractors to do the work but have coordinated the build or renovation yourself.
- [What are fixtures and goods under the contract?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-are-fixtures-and-goods-under-the-contract/): The standard Queensland contracts provide that all fixtures and fittings are sold with real property, whereas the parties will need to specifically list out any goods (also known as chattels) that are to be sold with the land. In the absence of a detailed list of goods included in the sale, the buyer is only entitled to any items that are fixed in place and cannot be easily removed. In order to prevent an argument over items that are sold closer to the settlement date, it is important that you list down exactly what it is that you would like to keep, so that those same items can be specifically excluded from the sale.
- [What happens if I want to sell my furniture with the property?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-happens-if-i-want-to-sell-my-furniture-with-the-property/): Furniture is generally not sold with the property because they are considered goods. If you want to sell the furniture or there has been an offer to purchase your furniture along with the real property, you can do so as a part of the same contract for sale of the property. All you have to do is to include the consideration for the furniture into the calculation for the purchase price and include a list of all the goods that are to be sold with the land.
- [How many days does it take to prepare for settlement as a seller?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/how-many-days-does-it-take-to-prepare-for-settlement-as-a-seller/): The general settlement period for a property sale in Queensland is 30 days after the contract date. This is generally enough time for the seller to prepare for the sale to be completed. This timeframe is also to allow the buyer sufficient time to prepare for settlement, including to complete their due diligence and loan processing prior to funds being made available. If you want to speed up the timeframe for settlement, you should contact your discharging bank to check on the usual turnaround time for a discharge to be processed. If the buyer is also ready for settlement, then you can also ask for a quicker turnaround time. In any case, before you ask for a shorter period, please also check with your conveyancing lawyer to ensure that your request can be accommodated.
- [What is a discharge of mortgage?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-is-a-discharge-of-mortgage/): A discharge of mortgage is a document that your mortgagee will bring to settlement to handover to the buyer’s conveyancers at settlement. It will allow the buyer to register their interest over the property after your mortgage has been removed from the title. To notify your bank that you have sold your property and start to prepare for the discharge of the loan, you will need to ask your banker for a “discharge authority” to complete and submit directly to the branch. They will then send it to their settlements team to prepare. It can take up to 14 – 21 days to discharge a mortgage so you should submit the discharge authority as soon as possible.
- [What are general conditions and special conditions?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-are-general-conditions-and-special-conditions/): General conditions are the conditions that you will see most frequently on all standard contracts. They are the terms that are contained in the standard Real Estate Institute of Queensland (REIQ)  or ADL contracts and will generally be sufficient to cover for standard residential sales. However, you should also ask your conveyancing lawyer what special conditions can be included in the contract to protect your interest.
- [What is a deposit bond?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-is-a-deposit-bond/): A deposit bond is a document provided by a bond issuer, which the buyer can use in place of a cash deposit. It is a form of security over the contract of sale and acts as a guarantee. If the buyer is unable to complete settlement and the seller enforces their rights, they can present the original deposit bond to the bond issuer to claim for the amount secured by the bond. The amount that can be secured is usually an amount up to 10% of the purchase price.
- [What is a bank guarantee?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-is-a-bank-guarantee/): If your buyer does not have the cashflow for the purpose of making a cash deposit payment upfront, they may offer to give you a bank guarantee as security for the full deposit amount. A bank guarantee is basically a document provided by the buyer’s bank to confirm that they have the requisite amount of money in one of the accounts held in the buyer’s name and can provide the funds to the seller if it is claimed by the seller under the bank guarantee. Once given to you, the buyer will not be able to access the funds secured under the bank guarantee. However, you should get your conveyancing lawyer to check the conditions of the bank guarantee before accepting. If the standard contract used does not provide for the deposit by bank guarantee, you’ll need your conveyancing lawyer to specifically write one into the contract as a special condition to govern the use of it.
- [How much deposit should I ask for?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/how-much-deposit-should-i-ask-for/): It is up to you how much deposit you want to ask for but by law it should not be higher than 10% of the purchase price. A deposit does not have to be paid under the contract, however it is in your interest to have it paid as it is your security under the contract. If the buyer signed the contract, paid the deposit, but is otherwise unable or unwilling to complete afterwards, you may be able to claim the deposit paid.You should discuss with your real estate agent on what is the appropriate amount to ask for on a case by case basis. Remember that whilst the deposit is a consideration, it is not the only consideration on whether your proposed buyer is genuine about their offer to you.
- [What do I need to disclosure in Queensland?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-do-i-need-to-disclosure-in-queensland/): In all contracts you will need to disclose the correct property details for the property you are selling. This will include the property address, lot and plan details, property area, current use of the property and any body corporate details. You will also need to disclose any tenancies in the property that will remain after settlement, any encumbrances on the land such as easements or covenants, whether you have a pool and whether that pool has a safety certificate, and whether there are currently any disputes in relation to trees and fencing on the property. As you complete the standard REIQ or ADL form contracts in Queensland, it will take you through these standard disclosure matters so you will just need to make sure you complete the relevant sections with accurate information. 
- [What are my disclosure obligations as a seller?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/what-are-my-disclosure-obligations-as-a-seller/): In Queensland the Sellers obligation to disclose matters in relation to the property are relatively minimal compared to States such as Victoria and New South Wales. This will make the contract much easier to complete and also means you do not always have to have a conveyancing lawyer draft your contract for you. There are however matters you must disclose to a buyer when you enter a contract and you may want to consider having the contract drafted or reviewed by a conveyancing lawyer to ensure you comply with those disclosure requirements. Failing to comply with disclosure requirements under the contact can give the buyer a right to get out of the contract or claim money from you before or after settlement if you do not meet your disclosure requirements. 
- [Selling a property in Queensland?](https://leadconveyancing.com.au/guide/qld-sellers-guide-articles/selling-a-property-in-queensland/): Residential property law is a State specific area of law, which means that the process of conveyancing will also differ between States. It is important when selling a property in Queensland, that you look for information relevant to Queensland rather than any other States. This can be a little difficult to differentiate, especially if this is the first time you are selling a property. Hence, it is important that you speak to a conveyancing lawyer that is practiced in many States so that they can guide you through the process.
- [What is a verification of identity report?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-verification-of-identity-report/): Verification of identity is a legislatively required process that all conveyancing lawyers must require their clients to complete to confirm their identity as a part of the electronic conveyancing process. Conveyancing lawyers are required to then hold on their records the relevant report created for up to seven years after the transaction is complete. The intention behind the report is to try and minimize instances of cyber fraud and identity theft when attempting to transact real property. Only certain approved identity agents can produce the report and all of these agents will need to have appropriate indemnity insurance to be an identity agent.
- [What is a client authorisation form?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-client-authorisation-form/): Client authorisation form is a form that is required to be completed by the parties relevant to the transaction, authorizing their conveyancing lawyers to conduct the transaction for them. You will need to arrange for the form to be signed and witnessed by an authorised identity agent. The agent can be a member of Australia Post or a member of the ZIP ID identity agents as you are completing the verification of identity check. You can also have this form be witnessed by your conveyancing lawyer if you are signing in front of them.
- [What is PEXA?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-pexa/): Property Exchange Australia (PEXA) is an electronic lodgement and network operator that operates an electronic settlement platform. You pay them a small fee for the service of hosting the settlement on their platform. Due to recent cascading law changes in a several states, settlements being complete on PEXA are now mandatory in states like Victoria, New South Wales and Western Australia.
- [What is e-conveyancing?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-e-conveyancing/): E-conveyancing is short for electronic conveyancing, which is the process of completing conveyancing online via an electronic lodgement and network operator (ELNO). Currently the only ELNO that has widespread usage by many conveyancers and banks is Property Exchange Australia (PEXA), with Simpli coming out into the market to be its competitor. The benefits of settling property purchases online is that it gives the benefit of instantaneous transfer of funds and same day lodgement and registration of dealings all on the same platform. This takes out the traditional risk open to buyers of having paid hard-earned money at settlement to the seller, only to realise that there was a problem with the paper documents provided to them at settlement, that leads to their title not being registered at the land registry office. Yes, if the buyers were genuine purchasers that have been wronged, they can pursue the seller or their own lawyer to have the error rectified, but that costs time and money that you probably don’t have.
- [What happens after settlement?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-happens-after-settlement/): Once a settlement is complete, the next steps are for the buyer’s conveyancing lawyer to attend the land registry office to lodge the title and transfer documents to put the buyer’s name on title. If the buyer has an incoming mortgagee, then this task is for their representative to complete because they hold a vested interest in the title, transfer and mortgage documents being lodged and registered properly. As the proud new owner of your property, you should diarise to check that this task is properly complete. You can do this by asking for a copy of the certificate of title or order a title search from the land registry directly.
- [What happens at settlement?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-happens-at-settlement/): Settlement is an event that happens at the end of the contract to give effect to the major term of the contract, which is the transfer of title in exchange of money. In the traditional paper settlement, the seller’s conveyancer would bring all of their title and signed transfer documents for the buyer’s conveyancer to inspect, if the buyer’s conveyancer is satisfied with the documents then they would give the seller’s conveyancer the bank cheques that they have asked for prior to that date.
- [What type of inspections are required in a property purchase?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-type-of-inspections-are-required-in-a-property-purchase/): When you are buying a property, you should understand that it is always “buyer beware”, which means that it is up to you to research into the property to satisfy yourself that the property is the right one for you. In other words, “what you see is what you get” or in the case of property purchase, “you get what you also cannot see” so it is important that you engage experts to make the necessary discoveries for you on top of what you can do for yourself.
- [What is a shortfall account or shortfall facilities?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-shortfall-account-or-shortfall-facilities/): When you are purchasing a property, you may have already saved up a decent amount of money to be used for your deposit, your stamp duty and fees, etc. That is, you are contributing to the settlement funds with your savings. The money will need to be collected for the purpose of making the payment at settlement. Your conveyancing lawyer can help you to make this payment.
- [What is a settlement  statement?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-settlement-statement/): A settlement statement is basically a statement that contains all the apportionment of outgoings and liabilities attached to the property and required by the contract to be adjusted. The items that are usually included in the settlement statement are mortgage discharge fees, rates, water charges, body corporate levies, rent, etc. The information that is needed to prepare a settlement statement is collected by your conveyancing lawyer from the contract, searches, other professionals that are related to the transaction, such as the property manager.
- [What is a registration fee?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-registration-fee/): Registration fee is a type of government charge passed onto the consumer by the titles registry offices for the service in registering your interest over a property in their registers. Each State has their own land registry that administers their own land registers. Each land registry will have different fees for the registration of different interests, so it is important that you refer to the correct authority when you are looking to purchase. The cost of the registration fee also changes every year, usually around the end of a financial year.
- [When do I have to pay stamp duty?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/when-do-i-have-to-pay-stamp-duty/): Stamp duty is a form of tax that is determined by the state government so the rules will vary depending on which state that you are purchasing in.
- [What is stamp duty?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-stamp-duty/): Stamp duty is a form of tax that you pay to the government for getting an interest in the land. In other words, it is a form of tax that you must pay if you are a buyer. The stamp duty is assessed based on the value of your land, the more expensive the purchase price, the higher the stamp duty. However, depending on your circumstance and the intended use of the property, you may be able to claim a concession or even exemption from paying the stamp duty. For example, if you are a first home buyer purchasing a home to live in as your principal place of residence, you may be able to claim a full concession if your purchase price is lower than a certain threshold.
- [What happens if there is a tenant living in the property that I’m purchasing?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-happens-if-there-is-a-tenant-living-in-the-property-that-im-purchasing-2/): If you are purchasing for the purpose of moving in, then you’ll need to work out what the lease term is and when it is going to end. A tenancy will not automatically come to an end at the lease term, notice will need to be served on the tenant for them to vacate. If you are looking to move in as soon as settlement has taken place, then you will need to negotiate a term in the contract that requires the seller to issue the notice to vacate on the tenant for you. Your conveyancing lawyer can help you draft the required special condition into the contract.
- [What are “searches”?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-are-searches/): Searches or property searches are a series of certificates that your conveyancing lawyer can order for you to verify information disclosed to you by the seller, or to obtain further information that is not required by the seller to disclose. These searches are necessary to complete your due diligence of the property.
- [What is a title search?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-title-search/): A title search is an extract of information from the Titles Registry on any real property. The title search will contain information on who the owner is, when it was last transferred, title reference details, encumbrance details, etc. The title search is an important search because it is a simple and quick, yet powerful tool to help you determine in the first instance whether the property is right for you.
- [How much generally is the deposit for a property purchase?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/how-much-generally-is-the-deposit-for-a-property-purchase/): The deposit is an amount that is used as security for the seller, hence it is always in the seller’s best interest to ask for a larger amount, whereas the buyer may not want to put too much down upfront. Strictly speaking it is something that is up for negotiation between the parties. However, it is also quite normal to be asked to put down something like 5% or 10% of the purchase price as the deposit upfront.
- [What is a deposit and how do I pay it?](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/what-is-a-deposit-and-how-do-i-pay-it/): The deposit is the down payment that you make when you first sign a contract to show that you are genuine about purchasing the property. It is the seller’s security that if you do not complete the contract on time by settlement date, that they can take steps to claim your deposit. Hence, before you sign the contract, you should ascertain that you really want to proceed with the purchase.
- [Buying a property in Queensland](https://leadconveyancing.com.au/guide/qld-buyers-guide-articles/buying-a-property-in-queensland/): Residential property law is a State specific area of law, which means that the process of conveyancing will also differ between States. It is important when buying a property in Queensland, that you look for information relevant to Queensland rather than any other States. This can be a little difficult to differentiate, especially if you are a first home buyer. Hence, it is important that you speak to a conveyancing lawyer that is practiced in many States so that they can guide you through the process.

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